Declaration of liability

The content of this website is created with greatest possible care. HVR-Advice. (hereafter referred to as “operator”) assumes no liability for the accuracy, completeness and up-to-dateness of the content. The use of the content of this website is at your own risk. Contributions identified by name reflect the opinion of the respective author and not necessarily the opinion of the operator. The mere use of the operator’s website does not result in a contractual relationship between the user and the operator.